I think the real problem with most people is just a lack of imagination.
They can't imagine a life outside of their current one, so they can't believe there is better out there for them if they tried.
They can't imagine future scenarios beyond the first couple of steps, so they can't predict the consequences of their actions. (Or design a resilient system.)
They can't imagine, even a little bit, what it is like to be somebody else, so they're completely unable to relate or empathize with anyone who doesn't seem just like themselves.
I previously harped a lot on curiosity being the most important quality a person can have to make them successful in life, but I think a close runner up is imagination. So I guess I'm in agreement with Einstein, at least partially. Curiosity, I think, is fuel for imagination?